Every housewife should know these 10 investment secrets...

Money Magic

Buying shares in companies is like owning a tiny piece of their pie. Sure, it is not as tasty as an actual pie, but it can be pretty rewarding! Minimum Return: Historically, the long-term average return is around 10-12% annually.

1. Stocks/Equities

Think of mutual funds as a potluck dinner. Everyone pitches in, and you get a bit of everything—stocks, bonds, and other goodies. Minimum Return: 8-12% annually over the long term.

2. Mutual Funds

SIPs are like setting up a recurring date night with your finances.  Regular investments can help spread out your risk and increase returns. Minimum Return: 8-12% annually over the long term.

3. Systematic Investment Plan (SIP)

Investing in property is like buying the goose that lays golden eggs. Rental income and property appreciation can be quite lucrative. Minimum Return: 6-10% annually, depending on the location and market conditions.

4. Real Estate

Gold ETFs let you invest in gold without worrying about where to hide it from prying eyes. It’s a glittery way to grow your money. Minimum Return: 7-9% annually, depending on gold price trends.

5. Gold ETFs

PPF is the trusty old friend who’s always there for you. It’s a government-backed savings scheme with tax benefits. Minimum Return: 7-8% annually.

6. Public Provident Fund (PPF)

NSCs are like a safety net with benefits. Government-backed and secure, they offer fixed returns and tax advantages. Minimum Return: 6-8% annually.

7. National Savings Certificate (NSC)

Bonds are like lending money to your trustworthy neighbor, who promises to pay you back with interest. Safe and steady. Minimum Return: 6-8% annually.

8. Bonds

FDs are the financial equivalent of a warm blanket. Safe, reliable, and they give you a fixed return. Minimum Return: 5-7% annually.

9. Fixed Deposits (FDs)

RDs are like a piggy bank on autopilot. You deposit a little every month and watch your savings grow. Minimum Return: 5-7% annually.

10. Recurring Deposits (RDs)

Disclaimer: Investment in equities and mutual funds are subject to market risks; please read all scheme-related documents carefully and always do your market research before making any investments.